Have you been subjected to a seizure or received a seizure threat in Montreal or a nearby city? The A.JB team can assist you throughout the process. Whether it’s wage garnishment, bank account seizure, or property seizure, we will inform you of your rights and possible actions. Our personalized support will help you manage the situation effectively and without anxiety.
To Avoid Seizure in Montreal
We guarantee fast action to stop any seizure process!
Wage or bank account seizure
If your wages are legally garnished by your employer, they will be required to withhold the necessary amount from your paycheck. Generally, the percentage of the seized amount can reach up to 30% of your gross salary. In certain exceptional cases, this percentage can go as high as 50% if your debt results from the non-payment of child support, compensation, or division of assets.
Legal proceedings such as a consumer proposal or bankruptcy provide legal protections, including the cessation of bank account and wage garnishment upon filing. Both bankruptcy and consumer proposals offer this protection.
To freeze your bank account or initiate garnishment procedures, creditors are not required to provide you with prior warning. If you have missed payments, creditors may attempt to obtain a court judgment against you and use it to seize your bank account. While it’s not a simple process, it can happen if the creditor has made multiple unsuccessful collection attempts.
Steps to follow
The first step is to open a new bank account at a different financial institution as quickly as possible and transfer your paycheck, automatic payments, rent, insurance, etc. According to federal laws and regulations, banks must comply with several measures that give you the right to open an account at any bank.
Afterward, it will be important to find a long-term solution to your financial problems to regain peace of mind. A.JB can guide you in finding the best solution for you. We will work for you and be with you every step of the way.
By filing a consumer proposal or bankruptcy, wage and bank account seizures will be suspended. Your creditors will no longer be able to contact you, and you will be protected from future legal action. Additionally, with a consumer proposal, your assets will be protected.
Contact us
For a personalized and attentive consultation, schedule an appointment with our specialist at our Montreal offices. We also serve other cities in the region.
For a free consultation, call (514) 313-6033.
Note: Children of all ages are welcome during our meeting at our offices. We will keep them entertained.